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Top 10 banks in Pakistan (2023): List of Govt and Private Banks

Pakistan is one of the fastest-growing economies in the world. The country has a population of over 180 million people. The GDP of Pakistan is estimated at around $200 billion. It is a large economy in the region.

The Pakistani government has launched a campaign to make it easier for people to access the banking services they need. They want to make it easier for people to open bank accounts and access basic financial services. The banks have been working with the government to provide this service, and they have been running these programs for many years. This is one of the many campaigns that the government has been running to make it easier for people to access the banking services that they need.

List of 10 Best Banks in Pakistan

Top 10 banks in Pakistan

The best banks in Pakistan offer a high level of customer service. They have extensive networks across the country, which enables them to provide their customers with convenient access to their products and services. The best banks also have strong financial stability ratings, which means that they are well-capitalized and able to withstand economic volatility.

We have compiled a list of the ten best banks in Pakistan that are worthy of your attention.

1. Meezan bank

Meezan bank
No. of Braches900+
No. of ATMs899+

Mezan Bank is a digital banking platform that offers an array of services and products to its customers. The bank provides a range of banking products, including personal loans, credit cards, debit cards, loans, savings accounts, investment products, insurance products, and a host of other financial products. The bank also provides Many services, including mobile banking, online banking, internet banking, ATM, and more.

The Meezan Bank App is easy to use, and their Customer Service is good compared to others, and Mastercard is an excellent choice for those who prefer to pay for online services payment with their pocket.

2. United Bank Limited

United Bank Limited
No. of Braches1390
No. of ATMs1400

United Bank Limited Pakistan is a leading financial institution established in 1992. It is one of the largest commercial banks in Pakistan, with a network of over 3,000 branches and more than 10,000 ATMs spread across the country. United Bank Limited Pakistan is headquartered is located in Karachi and is also listed on the Pakistan Stock Exchange (PSX).

United Bank Limited has a wide range of applications and services to suit all of its customer’s needs. UBL has an app for mobile banking users which is designed to allow Users to manage Their money and make payments from anywhere in the world.UBL offers many investment options and consumer loans that are outlined on their site.

They Recently Updated their mobile Banking app.UBL app includes many features, including a Visa Virtual Card that will allow you to pay for online services anywhere in the world.

3. Habib Bank Limited

Habib Bank Limited
No. of Braches1700+
No. of ATMs2100+

Habib Bank Limited is a Pakistani financial institution that was established in 1975 as a branch of Habib Bank Limited in Bangladesh. The bank is licensed by the State Bank of Pakistan and is one of the largest commercial banks in Pakistan, with a network of more than 1,500 branches across the country.

Habib Bank Limited offers a range of products and services to individuals and businesses, including savings accounts, current accounts, fixed deposits, personal loans, home mortgages, business loans, insurance products, microfinance, wealth management, credit cards, and more. The bank has been ranked among the top 10 most trusted banks in Pakistan. 

Like another bank, HBL also has a mobile app for Android and IOS devices.

4. Allied Bank Pakistan 

Allied Bank Pakistan 
No. of Braches1350
No. of ATMs1500+

Allied Bank Pakistan is the largest banking group in Pakistan. It is one of the oldest and most experienced financial institutions in Pakistan. Since its establishment in 1920, the bank has served the financial needs of people in Pakistan for over 80 years. It is a large private sector bank with a network of over 1,100 branches in all major cities of Pakistan, including Lahore, Karachi, Faisalabad, Peshawar, Quetta, Hyderabad, Multan, Rawalpindi, Gujranwala, Sukkur, and Gilgit Baltistan.

Allied Bank Pakistan offers a wide range of banking services such as checking accounts, savings accounts, credit cards, debit cards, money transfers, home loans, car loans, personal loans, mortgage loans, insurance, investment, and many others. Allied Bank Pakistan offers an easy and secure way to get your money. It is one of the best banks in Pakistan, and it has been serving the people of Pakistan for more than 80 years.

5. JS Bank Pakistan

JS Bank Pakistan
No. of Braches238
No. of ATMs238*

JS Bank is one of the largest private sector banks in Pakistan and has been operating since 2002. The bank is headquartered in Karachi, with branches in Lahore, Islamabad, Peshawar, Quetta, Faisalabad, Hyderabad, Multan, Sialkot, Gujranwala, Sialkot, Abbottabad, Gujrat, Rawalpindi, and Attock. The bank offers a range of services, including personal banking, business banking, wealth management, credit cards, mortgages, home loans, auto finance, insurance, and investment products.

JS Bank Limited launched the JS Bank Pakistan application. It provides a range of services to its customers, including account opening, fund transfer, bill payment, balance inquiry, etc.

6. Standard Chartered Bank 

Standard Chartered Bank
No. of Braches176*
No. of ATMs176*

Standard Chartered is one of the largest banks in the world, with over $2.7 trillion in assets. In fact, the bank has a global network of more than 1,700 branches in over 100 countries. Standard Chartered Bank is one of the biggest banks in the world. The bank has an impressive track record of helping clients to achieve their financial goals. Standard Chartered Bank is committed to providing a wide range of services to its customers.

The bank offers a wide range of products and services that include savings accounts, loans, mortgages, investments, insurance, credit cards, debit cards, corporate banking, wealth management, and private banking. Standard Chartered Bank also provides online banking, mobile banking, telephone banking, cash management, bill payment, remittance, foreign exchange, treasury, trade finance, and asset management services.

7. MCB Bank

MCB Bank
No. of Braches1600
No. of ATMs1450

MCB Bank is a full-service bank with a wide range of services to suit your needs. MCB Bank offers a broad range of financial products and services to help you achieve your financial goals, including personal loans, credit cards, mortgages, investment products, business banking, small business loans, auto loans, home equity loans, and private and commercial insurance, and more.

MCB Bank is a leading commercial bank in Pakistan with an international network of branches, subsidiaries, and representative offices in the Middle East, Europe, and North America. 

MCB Bank has a mobile banking app for iPhone and Android, a step forward from traditional bank accounts. The app allows you to access your account information easily, check balances, transfer money, pay bills, send money, deposit checks, withdraw cash, and more.

8. Bank Alfalah Limited

Bank Alfalah Limited
No. of Braches700+
No. of ATMs800+

The Bank Alfalah Limited is the largest Islamic bank in Pakistan, established in 1997 and headquartered in Karachi. It has over 14 branches in different cities of Pakistan, including Lahore, Islamabad, Peshawar, Quetta, Gujranwala, Faisalabad, Hyderabad, and Multan. The Bank Alfalah Limited has a total of 3 million customers, with a customer base of about 10 million. The bank offers a wide range of financial services, such as savings, loans, mortgages, insurance, and current accounts. The Bank Alfalah Limited is also an Islamic bank.

The mobile app offers a convenient and secure way to transfer money, make payments, and deposit money. The app is very user-friendly and easy to navigate. 

9. Bank of Punjab

Bank of Punjab
No. of Braches650
No. of ATMs408

Bank of Punjab Pakistan is one of the largest banks in Pakistan, with over 100 branches across the country. Its headquarters is located in Lahore. It has been providing financial services to the Pakistani community since 1961. The bank has a total asset size of over $16 billion and offers services to both individuals and businesses. The bank has earned a reputation for providing excellent service and customer care to its customers and has been ranked as one of the top five most trusted banks in Pakistan by several surveys.

A Bank of Punjab mobile application is a powerful tool that helps users to manage their money in a simple, fast, and secure way. A team of BOP developers has developed the application to provide a seamless experience to its users. It has been designed to meet the needs of its users and help them to enjoy a hassle-free and secure financial journey.

10. National Bank of Pakistan

National Bank of Pakistan
No. of Braches1450
No. of ATMs1450*

The National Bank of Pakistan is one of the most popular banks in Pakistan. It is a Pakistani state-owned bank that is a part of the State Bank of Pakistan. It is a large financial institution in Pakistan, and it has branches in different cities in Pakistan. The National Bank of Pakistan is one of the oldest banks in Pakistan. It was founded in 1934 by the Government of Pakistan. It is a full-service commercial bank.

It provides services like loans, savings, deposits, investments, insurance, foreign exchange, mortgages, real estate, consumer finance, corporate finance, treasury management, investment banking, and many others. It also offers its customers online banking, mobile banking, and Internet banking.

Choosing the Right Bank for Your Business

Banks in Pakistan have many advantages and disadvantages that you need to be aware of before choosing one.

Easy to open Account

Several banks in Pakistan offer easy account opening procedures, while others require too many items to open an account, so always choose a bank that will make it as simple as possible for the customer to open an account. 

Account Type

You should know the types of accounts that are offered by different banks in Pakistan. Some banks only offer savings accounts, while others offer personal, business, and current accounts.

Mobile App

As mobile technology continues to grow in popularity, it’s becoming more and more essential for financial institutions to offer their customers mobile banking apps. It’s a fact that consumers are increasingly using smartphones to check their bank accounts, pay bills, and manage their money. If you want to keep your customers coming back, you’ll need to offer them a mobile app that’s easy to use, secure, and allows them to access all of their account information from anywhere.

Customer Services

A customer service representative (CSR) is a person who answers a customer’s questions and helps resolve any problems. They are usually located in the call center of the bank. It is the CSR’s job to answer customer inquiries by phone, email, or live chat. The CSR must be knowledgeable about the services offered by the bank, be polite, and provide accurate information. In addition to answering questions, CSRs can provide advice, explain how a transaction will be processed, and even transfer funds.

Final Words:

Banks in Pakistan are not only the financial institutions but also the most important and trustworthy partners in the business. They offer all the necessary facilities and services to make your business easier and more successful. However, Pakistani Banks have their own Pros and Cons. I use my own Personal experience to Write this Article.

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